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This Site may include links to other internet sites that are beyond the control of RGA. RGA is not responsible for the content of any such sites, makes no representations regarding any such sites, and does not necessarily endorse or approve of the information, material, products or services contained on or accessible through any such sites. You acknowledge and agree that your linking to other sites, your use of such sites, and your use of any information, material, products and services offered by such sites, are solely at your own risk.

The materials provided on this site are provided “as is” and without warranty of any kind, express or implied. RGA disclaims all express and implied warranties with regard to the information and materials contained on this site, including without limitation implied warranties of merchantability, fitness for a particular purpose and non-infringement.

In no event shall RGA or its partners or affiliates or contributors to this Site be liable for any loss or injury, or any damages, whether direct, special, indirect, punitive, incidental, exemplary, consequential, or otherwise, whether based on breach of contract, tort (including negligence), product liability or otherwise, resulting from your access or use of this Site. You hereby waive any and all such claims against RGA, its partners, affiliates and contributors. You agree that the limitations set forth above are fundamental elements of this agreement, and that the site and its materials would not be provided to you absent such limitations. Some state statutes may restrict this limitation of liability.

You agree that you will not use this Site for any unlawful purpose, or for any purpose prohibited by these Terms of Use. You agree to indemnify, defend and hold harmless RGA, its partners, affiliates and contributors from any liability, loss, claim and expense (including attorneys’ reasonable fees) related to (i) your violation of these Terms of Use, and/or (ii) your posting or use of materials on this Site.

These Terms of Use shall be governed by and construed in accordance with the laws of India,, without giving effect to any principles of conflicts of law. Any dispute between you and RGA regarding the content or use of the Site shall be resolved at Noida, Uttar Pradesh, India only, with hearings held in the English language in India, and shall not be joined with any dispute that any other person or entity may have with RGA.

Unless otherwise indicated, attorneys or any other persons listed in this website are not certified or verified by RGA and you may contact them at your sole risk and consequences. None of the attorneys or third party listed in this website is certified as an “expert” or “specialist” or personally verified by RGA. The details are shared as available in public domain or as shared by such person.

RGA’s failure to insist upon strict enforcement of any provision of this agreement shall not be construed as a waiver of any provision or right.

RGA reserves the right to remove commentary on its social media channels. We will remove posts that are outside the original intent of the conversation, as well as those that are offensive or illegal. In addition, posts that drive to an individual’s websites or products with the intent of personal gain, or those that disclose confidential information, will be removed.